LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,379
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,666
−HK$1,308/mo
Today · 4.125%
HK$43,974
baseline
▲ 0.50% · 4.625%
HK$46,649
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,948/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,034
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,268
−HK$1,253/mo
Today · 4.125%
HK$48,521
baseline
▲ 0.50% · 4.625%
HK$51,078
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,042/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,655
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,199
−HK$1,569/mo
Today · 4.125%
HK$52,768
baseline
▲ 0.50% · 4.625%
HK$55,979
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,536/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,240
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,722
−HK$1,503/mo
Today · 4.125%
HK$58,225
baseline
▲ 0.50% · 4.625%
HK$61,294
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,450/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,930
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,732
−HK$1,831/mo
Today · 4.125%
HK$61,563
baseline
▲ 0.50% · 4.625%
HK$65,309
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,126/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,447
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,175
−HK$1,754/mo
Today · 4.125%
HK$67,929
baseline
▲ 0.50% · 4.625%
HK$71,510
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,858/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,482
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,799
−HK$2,354/mo
Today · 4.125%
HK$79,153
baseline
▲ 0.50% · 4.625%
HK$83,969
+HK$4,816/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,306/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,860
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,083
−HK$2,254/mo
Today · 4.125%
HK$87,337
baseline
▲ 0.50% · 4.625%
HK$91,941
+HK$4,604/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,674/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,498 · Scale 2, in force from 26 Feb 2026)