LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,382
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,669
−HK$1,307/mo
Today · 4.125%
HK$43,976
baseline
▲ 0.50% · 4.625%
HK$46,652
+HK$2,676/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,952/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,037
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,271
−HK$1,253/mo
Today · 4.125%
HK$48,524
baseline
▲ 0.50% · 4.625%
HK$51,081
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,048/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,658
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,202
−HK$1,570/mo
Today · 4.125%
HK$52,772
baseline
▲ 0.50% · 4.625%
HK$55,983
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,544/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,244
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,725
−HK$1,503/mo
Today · 4.125%
HK$58,228
baseline
▲ 0.50% · 4.625%
HK$61,298
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,456/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,934
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,736
−HK$1,831/mo
Today · 4.125%
HK$61,567
baseline
▲ 0.50% · 4.625%
HK$65,313
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,134/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,451
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,180
−HK$1,753/mo
Today · 4.125%
HK$67,933
baseline
▲ 0.50% · 4.625%
HK$71,514
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,866/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,487
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,804
−HK$2,354/mo
Today · 4.125%
HK$79,158
baseline
▲ 0.50% · 4.625%
HK$83,974
+HK$4,816/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,316/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,866
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,088
−HK$2,255/mo
Today · 4.125%
HK$87,343
baseline
▲ 0.50% · 4.625%
HK$91,947
+HK$4,604/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,686/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,541 · Scale 2, in force from 26 Feb 2026)