LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,382
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,669
−HK$1,308/mo
Today · 4.125%
HK$43,977
baseline
▲ 0.50% · 4.625%
HK$46,653
+HK$2,676/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,954/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,037
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,272
−HK$1,252/mo
Today · 4.125%
HK$48,524
baseline
▲ 0.50% · 4.625%
HK$51,082
+HK$2,558/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,048/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,658
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,203
−HK$1,570/mo
Today · 4.125%
HK$52,773
baseline
▲ 0.50% · 4.625%
HK$55,984
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,546/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,245
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,726
−HK$1,503/mo
Today · 4.125%
HK$58,229
baseline
▲ 0.50% · 4.625%
HK$61,299
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,458/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,935
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,737
−HK$1,831/mo
Today · 4.125%
HK$61,568
baseline
▲ 0.50% · 4.625%
HK$65,314
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,136/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,452
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,181
−HK$1,753/mo
Today · 4.125%
HK$67,934
baseline
▲ 0.50% · 4.625%
HK$71,515
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,868/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,488
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,805
−HK$2,354/mo
Today · 4.125%
HK$79,159
baseline
▲ 0.50% · 4.625%
HK$83,975
+HK$4,816/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,318/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,867
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,089
−HK$2,255/mo
Today · 4.125%
HK$87,344
baseline
▲ 0.50% · 4.625%
HK$91,948
+HK$4,604/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,688/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,550 · Scale 2, in force from 26 Feb 2026)