LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,383
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,670
−HK$1,308/mo
Today · 4.125%
HK$43,978
baseline
▲ 0.50% · 4.625%
HK$46,654
+HK$2,676/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,956/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,038
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,273
−HK$1,252/mo
Today · 4.125%
HK$48,525
baseline
▲ 0.50% · 4.625%
HK$51,083
+HK$2,558/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,050/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,659
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,204
−HK$1,569/mo
Today · 4.125%
HK$52,773
baseline
▲ 0.50% · 4.625%
HK$55,985
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,546/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,246
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,727
−HK$1,503/mo
Today · 4.125%
HK$58,230
baseline
▲ 0.50% · 4.625%
HK$61,300
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,460/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,936
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,738
−HK$1,831/mo
Today · 4.125%
HK$61,569
baseline
▲ 0.50% · 4.625%
HK$65,315
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,138/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,453
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,182
−HK$1,753/mo
Today · 4.125%
HK$67,935
baseline
▲ 0.50% · 4.625%
HK$71,516
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,870/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,489
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,806
−HK$2,354/mo
Today · 4.125%
HK$79,160
baseline
▲ 0.50% · 4.625%
HK$83,977
+HK$4,817/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,320/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,868
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,091
−HK$2,255/mo
Today · 4.125%
HK$87,346
baseline
▲ 0.50% · 4.625%
HK$91,950
+HK$4,604/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,692/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,563 · Scale 2, in force from 26 Feb 2026)