LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,384
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,671
−HK$1,308/mo
Today · 4.125%
HK$43,979
baseline
▲ 0.50% · 4.625%
HK$46,655
+HK$2,676/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,958/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,039
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,274
−HK$1,252/mo
Today · 4.125%
HK$48,526
baseline
▲ 0.50% · 4.625%
HK$51,084
+HK$2,558/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,052/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,660
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,205
−HK$1,570/mo
Today · 4.125%
HK$52,775
baseline
▲ 0.50% · 4.625%
HK$55,986
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,550/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,247
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,728
−HK$1,504/mo
Today · 4.125%
HK$58,232
baseline
▲ 0.50% · 4.625%
HK$61,301
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,464/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,937
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,739
−HK$1,831/mo
Today · 4.125%
HK$61,570
baseline
▲ 0.50% · 4.625%
HK$65,317
+HK$3,747/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,140/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,455
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,183
−HK$1,754/mo
Today · 4.125%
HK$67,937
baseline
▲ 0.50% · 4.625%
HK$71,518
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,874/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,491
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,808
−HK$2,354/mo
Today · 4.125%
HK$79,162
baseline
▲ 0.50% · 4.625%
HK$83,979
+HK$4,817/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,324/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,870
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,093
−HK$2,254/mo
Today · 4.125%
HK$87,347
baseline
▲ 0.50% · 4.625%
HK$91,952
+HK$4,605/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,694/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,578 · Scale 2, in force from 26 Feb 2026)