LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,387
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,674
−HK$1,308/mo
Today · 4.125%
HK$43,982
baseline
▲ 0.50% · 4.625%
HK$46,659
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,964/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,043
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,277
−HK$1,253/mo
Today · 4.125%
HK$48,530
baseline
▲ 0.50% · 4.625%
HK$51,088
+HK$2,558/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,060/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,664
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,209
−HK$1,570/mo
Today · 4.125%
HK$52,779
baseline
▲ 0.50% · 4.625%
HK$55,990
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,558/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,251
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,733
−HK$1,503/mo
Today · 4.125%
HK$58,236
baseline
▲ 0.50% · 4.625%
HK$61,306
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,472/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,942
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,744
−HK$1,831/mo
Today · 4.125%
HK$61,575
baseline
▲ 0.50% · 4.625%
HK$65,322
+HK$3,747/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,150/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,460
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,188
−HK$1,754/mo
Today · 4.125%
HK$67,942
baseline
▲ 0.50% · 4.625%
HK$71,524
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,884/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,497
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,814
−HK$2,354/mo
Today · 4.125%
HK$79,168
baseline
▲ 0.50% · 4.625%
HK$83,985
+HK$4,817/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,336/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,877
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,099
−HK$2,255/mo
Today · 4.125%
HK$87,354
baseline
▲ 0.50% · 4.625%
HK$91,959
+HK$4,605/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,708/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,632 · Scale 2, in force from 26 Feb 2026)