LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,388
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,676
−HK$1,308/mo
Today · 4.125%
HK$43,984
baseline
▲ 0.50% · 4.625%
HK$46,660
+HK$2,676/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,968/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,044
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,279
−HK$1,253/mo
Today · 4.125%
HK$48,532
baseline
▲ 0.50% · 4.625%
HK$51,090
+HK$2,558/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,064/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,666
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,211
−HK$1,569/mo
Today · 4.125%
HK$52,780
baseline
▲ 0.50% · 4.625%
HK$55,992
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,560/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,253
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,735
−HK$1,503/mo
Today · 4.125%
HK$58,238
baseline
▲ 0.50% · 4.625%
HK$61,308
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,476/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,944
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,746
−HK$1,831/mo
Today · 4.125%
HK$61,577
baseline
▲ 0.50% · 4.625%
HK$65,324
+HK$3,747/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,154/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,462
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,191
−HK$1,753/mo
Today · 4.125%
HK$67,944
baseline
▲ 0.50% · 4.625%
HK$71,526
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,888/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,499
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,816
−HK$2,355/mo
Today · 4.125%
HK$79,171
baseline
▲ 0.50% · 4.625%
HK$83,988
+HK$4,817/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,342/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,879
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,102
−HK$2,255/mo
Today · 4.125%
HK$87,357
baseline
▲ 0.50% · 4.625%
HK$91,962
+HK$4,605/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,714/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,653 · Scale 2, in force from 26 Feb 2026)