LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,389
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,676
−HK$1,308/mo
Today · 4.125%
HK$43,984
baseline
▲ 0.50% · 4.625%
HK$46,660
+HK$2,676/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,968/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,044
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,279
−HK$1,253/mo
Today · 4.125%
HK$48,532
baseline
▲ 0.50% · 4.625%
HK$51,090
+HK$2,558/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,064/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,666
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,211
−HK$1,570/mo
Today · 4.125%
HK$52,781
baseline
▲ 0.50% · 4.625%
HK$55,992
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,562/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,253
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,735
−HK$1,504/mo
Today · 4.125%
HK$58,239
baseline
▲ 0.50% · 4.625%
HK$61,308
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,478/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,944
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,747
−HK$1,831/mo
Today · 4.125%
HK$61,578
baseline
▲ 0.50% · 4.625%
HK$65,325
+HK$3,747/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,156/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,462
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,191
−HK$1,754/mo
Today · 4.125%
HK$67,945
baseline
▲ 0.50% · 4.625%
HK$71,526
+HK$3,581/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,890/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,500
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,817
−HK$2,354/mo
Today · 4.125%
HK$79,171
baseline
▲ 0.50% · 4.625%
HK$83,989
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,342/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,880
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,103
−HK$2,255/mo
Today · 4.125%
HK$87,358
baseline
▲ 0.50% · 4.625%
HK$91,963
+HK$4,605/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,716/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,658 · Scale 2, in force from 26 Feb 2026)