LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,390
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,678
−HK$1,308/mo
Today · 4.125%
HK$43,986
baseline
▲ 0.50% · 4.625%
HK$46,662
+HK$2,676/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,972/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,046
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,281
−HK$1,253/mo
Today · 4.125%
HK$48,534
baseline
▲ 0.50% · 4.625%
HK$51,092
+HK$2,558/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,068/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,668
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,213
−HK$1,570/mo
Today · 4.125%
HK$52,783
baseline
▲ 0.50% · 4.625%
HK$55,995
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,566/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,255
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,737
−HK$1,504/mo
Today · 4.125%
HK$58,241
baseline
▲ 0.50% · 4.625%
HK$61,311
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,482/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,946
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,749
−HK$1,831/mo
Today · 4.125%
HK$61,580
baseline
▲ 0.50% · 4.625%
HK$65,327
+HK$3,747/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,160/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,465
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,194
−HK$1,753/mo
Today · 4.125%
HK$67,947
baseline
▲ 0.50% · 4.625%
HK$71,529
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,894/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,502
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,820
−HK$2,354/mo
Today · 4.125%
HK$79,174
baseline
▲ 0.50% · 4.625%
HK$83,992
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,348/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,883
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,106
−HK$2,255/mo
Today · 4.125%
HK$87,361
baseline
▲ 0.50% · 4.625%
HK$91,966
+HK$4,605/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,722/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,683 · Scale 2, in force from 26 Feb 2026)