LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,391
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,678
−HK$1,309/mo
Today · 4.125%
HK$43,987
baseline
▲ 0.50% · 4.625%
HK$46,663
+HK$2,676/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,974/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,047
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,282
−HK$1,253/mo
Today · 4.125%
HK$48,535
baseline
▲ 0.50% · 4.625%
HK$51,093
+HK$2,558/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,070/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,669
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,214
−HK$1,570/mo
Today · 4.125%
HK$52,784
baseline
▲ 0.50% · 4.625%
HK$55,996
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,568/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,256
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,738
−HK$1,504/mo
Today · 4.125%
HK$58,242
baseline
▲ 0.50% · 4.625%
HK$61,312
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,484/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,947
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,750
−HK$1,831/mo
Today · 4.125%
HK$61,581
baseline
▲ 0.50% · 4.625%
HK$65,328
+HK$3,747/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,162/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,466
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,195
−HK$1,754/mo
Today · 4.125%
HK$67,949
baseline
▲ 0.50% · 4.625%
HK$71,530
+HK$3,581/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,898/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,504
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,821
−HK$2,355/mo
Today · 4.125%
HK$79,176
baseline
▲ 0.50% · 4.625%
HK$83,993
+HK$4,817/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,352/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,885
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,108
−HK$2,255/mo
Today · 4.125%
HK$87,363
baseline
▲ 0.50% · 4.625%
HK$91,968
+HK$4,605/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,726/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,696 · Scale 2, in force from 26 Feb 2026)