LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,393
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,680
−HK$1,308/mo
Today · 4.125%
HK$43,988
baseline
▲ 0.50% · 4.625%
HK$46,665
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,976/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,049
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,284
−HK$1,253/mo
Today · 4.125%
HK$48,537
baseline
▲ 0.50% · 4.625%
HK$51,095
+HK$2,558/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,074/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,671
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,216
−HK$1,570/mo
Today · 4.125%
HK$52,786
baseline
▲ 0.50% · 4.625%
HK$55,998
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,572/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,259
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,741
−HK$1,503/mo
Today · 4.125%
HK$58,244
baseline
▲ 0.50% · 4.625%
HK$61,314
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,488/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,950
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,752
−HK$1,832/mo
Today · 4.125%
HK$61,584
baseline
▲ 0.50% · 4.625%
HK$65,331
+HK$3,747/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,168/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,469
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,198
−HK$1,754/mo
Today · 4.125%
HK$67,952
baseline
▲ 0.50% · 4.625%
HK$71,534
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,904/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,507
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,825
−HK$2,354/mo
Today · 4.125%
HK$79,179
baseline
▲ 0.50% · 4.625%
HK$83,997
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,358/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,888
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,111
−HK$2,255/mo
Today · 4.125%
HK$87,366
baseline
▲ 0.50% · 4.625%
HK$91,972
+HK$4,606/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,732/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,726 · Scale 2, in force from 26 Feb 2026)