LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,396
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,684
−HK$1,308/mo
Today · 4.125%
HK$43,992
baseline
▲ 0.50% · 4.625%
HK$46,669
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,984/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,053
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,288
−HK$1,253/mo
Today · 4.125%
HK$48,541
baseline
▲ 0.50% · 4.625%
HK$51,100
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,082/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,675
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,221
−HK$1,569/mo
Today · 4.125%
HK$52,790
baseline
▲ 0.50% · 4.625%
HK$56,003
+HK$3,213/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,580/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,263
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,745
−HK$1,504/mo
Today · 4.125%
HK$58,249
baseline
▲ 0.50% · 4.625%
HK$61,319
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,498/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,955
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,757
−HK$1,832/mo
Today · 4.125%
HK$61,589
baseline
▲ 0.50% · 4.625%
HK$65,336
+HK$3,747/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,178/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,474
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,203
−HK$1,754/mo
Today · 4.125%
HK$67,957
baseline
▲ 0.50% · 4.625%
HK$71,539
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,914/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,513
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,831
−HK$2,355/mo
Today · 4.125%
HK$79,186
baseline
▲ 0.50% · 4.625%
HK$84,004
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,372/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,895
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,118
−HK$2,256/mo
Today · 4.125%
HK$87,374
baseline
▲ 0.50% · 4.625%
HK$91,979
+HK$4,605/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,748/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,782 · Scale 2, in force from 26 Feb 2026)