LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,398
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,686
−HK$1,308/mo
Today · 4.125%
HK$43,994
baseline
▲ 0.50% · 4.625%
HK$46,671
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,988/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,055
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,290
−HK$1,253/mo
Today · 4.125%
HK$48,543
baseline
▲ 0.50% · 4.625%
HK$51,102
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,086/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,678
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,223
−HK$1,570/mo
Today · 4.125%
HK$52,793
baseline
▲ 0.50% · 4.625%
HK$56,005
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,586/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,266
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,748
−HK$1,504/mo
Today · 4.125%
HK$58,252
baseline
▲ 0.50% · 4.625%
HK$61,323
+HK$3,071/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,504/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,958
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,760
−HK$1,832/mo
Today · 4.125%
HK$61,592
baseline
▲ 0.50% · 4.625%
HK$65,340
+HK$3,748/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,184/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,477
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,206
−HK$1,755/mo
Today · 4.125%
HK$67,961
baseline
▲ 0.50% · 4.625%
HK$71,543
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,922/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,517
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,835
−HK$2,355/mo
Today · 4.125%
HK$79,190
baseline
▲ 0.50% · 4.625%
HK$84,008
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,380/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,899
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,122
−HK$2,256/mo
Today · 4.125%
HK$87,378
baseline
▲ 0.50% · 4.625%
HK$91,984
+HK$4,606/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,756/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,816 · Scale 2, in force from 26 Feb 2026)