LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,399
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,687
−HK$1,308/mo
Today · 4.125%
HK$43,995
baseline
▲ 0.50% · 4.625%
HK$46,672
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,990/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,056
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,291
−HK$1,253/mo
Today · 4.125%
HK$48,544
baseline
▲ 0.50% · 4.625%
HK$51,103
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,088/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,679
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,224
−HK$1,570/mo
Today · 4.125%
HK$52,794
baseline
▲ 0.50% · 4.625%
HK$56,006
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,588/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,267
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,749
−HK$1,504/mo
Today · 4.125%
HK$58,253
baseline
▲ 0.50% · 4.625%
HK$61,323
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,506/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,958
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,761
−HK$1,832/mo
Today · 4.125%
HK$61,593
baseline
▲ 0.50% · 4.625%
HK$65,341
+HK$3,748/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,186/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,478
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,207
−HK$1,755/mo
Today · 4.125%
HK$67,962
baseline
▲ 0.50% · 4.625%
HK$71,544
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,924/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,518
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,836
−HK$2,355/mo
Today · 4.125%
HK$79,191
baseline
▲ 0.50% · 4.625%
HK$84,009
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,382/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,900
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,124
−HK$2,255/mo
Today · 4.125%
HK$87,379
baseline
▲ 0.50% · 4.625%
HK$91,985
+HK$4,606/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,758/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,826 · Scale 2, in force from 26 Feb 2026)