LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,400
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,687
−HK$1,309/mo
Today · 4.125%
HK$43,996
baseline
▲ 0.50% · 4.625%
HK$46,673
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,992/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,057
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,292
−HK$1,253/mo
Today · 4.125%
HK$48,545
baseline
▲ 0.50% · 4.625%
HK$51,104
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,090/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,680
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,225
−HK$1,570/mo
Today · 4.125%
HK$52,795
baseline
▲ 0.50% · 4.625%
HK$56,007
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,590/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,268
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,750
−HK$1,504/mo
Today · 4.125%
HK$58,254
baseline
▲ 0.50% · 4.625%
HK$61,325
+HK$3,071/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,508/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,960
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,762
−HK$1,832/mo
Today · 4.125%
HK$61,594
baseline
▲ 0.50% · 4.625%
HK$65,342
+HK$3,748/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,188/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,479
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,209
−HK$1,754/mo
Today · 4.125%
HK$67,963
baseline
▲ 0.50% · 4.625%
HK$71,546
+HK$3,583/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,926/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,519
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,837
−HK$2,356/mo
Today · 4.125%
HK$79,193
baseline
▲ 0.50% · 4.625%
HK$84,011
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,386/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,902
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,126
−HK$2,255/mo
Today · 4.125%
HK$87,381
baseline
▲ 0.50% · 4.625%
HK$91,987
+HK$4,606/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,762/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,840 · Scale 2, in force from 26 Feb 2026)