LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,400
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,688
−HK$1,308/mo
Today · 4.125%
HK$43,996
baseline
▲ 0.50% · 4.625%
HK$46,674
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,992/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,057
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,293
−HK$1,253/mo
Today · 4.125%
HK$48,546
baseline
▲ 0.50% · 4.625%
HK$51,105
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,092/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,680
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,226
−HK$1,570/mo
Today · 4.125%
HK$52,796
baseline
▲ 0.50% · 4.625%
HK$56,008
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,592/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,269
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,751
−HK$1,504/mo
Today · 4.125%
HK$58,255
baseline
▲ 0.50% · 4.625%
HK$61,326
+HK$3,071/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,510/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,960
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,763
−HK$1,832/mo
Today · 4.125%
HK$61,595
baseline
▲ 0.50% · 4.625%
HK$65,343
+HK$3,748/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,190/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,480
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,210
−HK$1,754/mo
Today · 4.125%
HK$67,964
baseline
▲ 0.50% · 4.625%
HK$71,547
+HK$3,583/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,928/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,521
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,839
−HK$2,355/mo
Today · 4.125%
HK$79,194
baseline
▲ 0.50% · 4.625%
HK$84,012
+HK$4,818/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,388/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,903
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,127
−HK$2,255/mo
Today · 4.125%
HK$87,382
baseline
▲ 0.50% · 4.625%
HK$91,988
+HK$4,606/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,764/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,850 · Scale 2, in force from 26 Feb 2026)