LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,402
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,689
−HK$1,309/mo
Today · 4.125%
HK$43,998
baseline
▲ 0.50% · 4.625%
HK$46,675
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,996/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,059
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,294
−HK$1,253/mo
Today · 4.125%
HK$48,547
baseline
▲ 0.50% · 4.625%
HK$51,106
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,094/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,682
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,227
−HK$1,570/mo
Today · 4.125%
HK$52,797
baseline
▲ 0.50% · 4.625%
HK$56,010
+HK$3,213/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,594/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,271
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,753
−HK$1,504/mo
Today · 4.125%
HK$58,257
baseline
▲ 0.50% · 4.625%
HK$61,327
+HK$3,070/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,514/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,962
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,765
−HK$1,832/mo
Today · 4.125%
HK$61,597
baseline
▲ 0.50% · 4.625%
HK$65,345
+HK$3,748/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,194/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,482
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,212
−HK$1,754/mo
Today · 4.125%
HK$67,966
baseline
▲ 0.50% · 4.625%
HK$71,549
+HK$3,583/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,932/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,523
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,841
−HK$2,355/mo
Today · 4.125%
HK$79,196
baseline
▲ 0.50% · 4.625%
HK$84,015
+HK$4,819/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,392/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,906
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,129
−HK$2,256/mo
Today · 4.125%
HK$87,385
baseline
▲ 0.50% · 4.625%
HK$91,991
+HK$4,606/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,770/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,871 · Scale 2, in force from 26 Feb 2026)