LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,403
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,691
−HK$1,308/mo
Today · 4.125%
HK$43,999
baseline
▲ 0.50% · 4.625%
HK$46,677
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$87,998/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,061
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,296
−HK$1,253/mo
Today · 4.125%
HK$48,549
baseline
▲ 0.50% · 4.625%
HK$51,108
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,098/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,684
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,229
−HK$1,570/mo
Today · 4.125%
HK$52,799
baseline
▲ 0.50% · 4.625%
HK$56,012
+HK$3,213/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,598/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,273
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,755
−HK$1,504/mo
Today · 4.125%
HK$58,259
baseline
▲ 0.50% · 4.625%
HK$61,330
+HK$3,071/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,518/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,964
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,767
−HK$1,832/mo
Today · 4.125%
HK$61,599
baseline
▲ 0.50% · 4.625%
HK$65,347
+HK$3,748/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,198/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,485
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,214
−HK$1,755/mo
Today · 4.125%
HK$67,969
baseline
▲ 0.50% · 4.625%
HK$71,551
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,938/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,526
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,844
−HK$2,355/mo
Today · 4.125%
HK$79,199
baseline
▲ 0.50% · 4.625%
HK$84,018
+HK$4,819/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,398/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,909
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,133
−HK$2,255/mo
Today · 4.125%
HK$87,388
baseline
▲ 0.50% · 4.625%
HK$91,995
+HK$4,607/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,776/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,896 · Scale 2, in force from 26 Feb 2026)