LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,405
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,693
−HK$1,308/mo
Today · 4.125%
HK$44,001
baseline
▲ 0.50% · 4.625%
HK$46,678
+HK$2,677/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,002/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,062
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,298
−HK$1,253/mo
Today · 4.125%
HK$48,551
baseline
▲ 0.50% · 4.625%
HK$51,110
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,102/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,686
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,231
−HK$1,570/mo
Today · 4.125%
HK$52,801
baseline
▲ 0.50% · 4.625%
HK$56,014
+HK$3,213/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,602/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,275
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,757
−HK$1,504/mo
Today · 4.125%
HK$58,261
baseline
▲ 0.50% · 4.625%
HK$61,332
+HK$3,071/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,522/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,770
−HK$1,831/mo
Today · 4.125%
HK$61,601
baseline
▲ 0.50% · 4.625%
HK$65,350
+HK$3,749/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,202/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,487
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,217
−HK$1,754/mo
Today · 4.125%
HK$67,971
baseline
▲ 0.50% · 4.625%
HK$71,554
+HK$3,583/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,942/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,528
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,847
−HK$2,355/mo
Today · 4.125%
HK$79,202
baseline
▲ 0.50% · 4.625%
HK$84,021
+HK$4,819/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,404/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,912
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,136
−HK$2,255/mo
Today · 4.125%
HK$87,391
baseline
▲ 0.50% · 4.625%
HK$91,998
+HK$4,607/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,782/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,921 · Scale 2, in force from 26 Feb 2026)