LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,405
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,693
−HK$1,308/mo
Today · 4.125%
HK$44,001
baseline
▲ 0.50% · 4.625%
HK$46,679
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,002/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,063
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,298
−HK$1,253/mo
Today · 4.125%
HK$48,551
baseline
▲ 0.50% · 4.625%
HK$51,110
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,102/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,686
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,231
−HK$1,571/mo
Today · 4.125%
HK$52,802
baseline
▲ 0.50% · 4.625%
HK$56,014
+HK$3,212/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,604/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,275
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,757
−HK$1,504/mo
Today · 4.125%
HK$58,261
baseline
▲ 0.50% · 4.625%
HK$61,332
+HK$3,071/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,522/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,967
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,770
−HK$1,832/mo
Today · 4.125%
HK$61,602
baseline
▲ 0.50% · 4.625%
HK$65,350
+HK$3,748/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,204/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,488
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,217
−HK$1,755/mo
Today · 4.125%
HK$67,972
baseline
▲ 0.50% · 4.625%
HK$71,554
+HK$3,582/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,944/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,529
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,847
−HK$2,355/mo
Today · 4.125%
HK$79,202
baseline
▲ 0.50% · 4.625%
HK$84,022
+HK$4,820/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,404/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,913
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,136
−HK$2,256/mo
Today · 4.125%
HK$87,392
baseline
▲ 0.50% · 4.625%
HK$91,999
+HK$4,607/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,784/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,925 · Scale 2, in force from 26 Feb 2026)