LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,410
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,698
−HK$1,309/mo
Today · 4.125%
HK$44,007
baseline
▲ 0.50% · 4.625%
HK$46,685
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,014/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,069
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,304
−HK$1,254/mo
Today · 4.125%
HK$48,558
baseline
▲ 0.50% · 4.625%
HK$51,117
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,116/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,692
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,238
−HK$1,571/mo
Today · 4.125%
HK$52,809
baseline
▲ 0.50% · 4.625%
HK$56,022
+HK$3,213/mo
Deposit HK$7.26M · loan HK$10.90M · min. income ≈ HK$105,618/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,282
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,765
−HK$1,504/mo
Today · 4.125%
HK$58,269
baseline
▲ 0.50% · 4.625%
HK$61,340
+HK$3,071/mo
Deposit HK$7.26M · loan HK$10.90M · min. income ≈ HK$116,538/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,974
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,778
−HK$1,832/mo
Today · 4.125%
HK$61,610
baseline
▲ 0.50% · 4.625%
HK$65,359
+HK$3,749/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,220/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,496
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,226
−HK$1,755/mo
Today · 4.125%
HK$67,981
baseline
▲ 0.50% · 4.625%
HK$71,564
+HK$3,583/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,962/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,539
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,857
−HK$2,356/mo
Today · 4.125%
HK$79,213
baseline
▲ 0.50% · 4.625%
HK$84,033
+HK$4,820/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$158,426/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,923
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,147
−HK$2,257/mo
Today · 4.125%
HK$87,404
baseline
▲ 0.50% · 4.625%
HK$92,011
+HK$4,607/mo
Deposit HK$1.82M · loan HK$16.34M · min. income ≈ HK$174,808/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,015 · Scale 2, in force from 26 Feb 2026)