LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,412
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,701
−HK$1,308/mo
Today · 4.125%
HK$44,009
baseline
▲ 0.50% · 4.625%
HK$46,687
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,018/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,071
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,307
−HK$1,253/mo
Today · 4.125%
HK$48,560
baseline
▲ 0.50% · 4.625%
HK$51,120
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,120/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,695
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,241
−HK$1,570/mo
Today · 4.125%
HK$52,811
baseline
▲ 0.50% · 4.625%
HK$56,025
+HK$3,214/mo
Deposit HK$7.26M · loan HK$10.90M · min. income ≈ HK$105,622/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,285
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,768
−HK$1,504/mo
Today · 4.125%
HK$58,272
baseline
▲ 0.50% · 4.625%
HK$61,344
+HK$3,072/mo
Deposit HK$7.26M · loan HK$10.90M · min. income ≈ HK$116,544/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,977
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,781
−HK$1,832/mo
Today · 4.125%
HK$61,613
baseline
▲ 0.50% · 4.625%
HK$65,362
+HK$3,749/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,226/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,499
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,229
−HK$1,755/mo
Today · 4.125%
HK$67,984
baseline
▲ 0.50% · 4.625%
HK$71,568
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,968/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,542
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$76,861
−HK$2,356/mo
Today · 4.125%
HK$79,217
baseline
▲ 0.50% · 4.625%
HK$84,037
+HK$4,820/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,434/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,928
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,152
−HK$2,256/mo
Today · 4.125%
HK$87,408
baseline
▲ 0.50% · 4.625%
HK$92,015
+HK$4,607/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,816/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,050 · Scale 2, in force from 26 Feb 2026)