LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,414
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,702
−HK$1,309/mo
Today · 4.125%
HK$44,011
baseline
▲ 0.50% · 4.625%
HK$46,689
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,022/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,072
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,308
−HK$1,254/mo
Today · 4.125%
HK$48,562
baseline
▲ 0.50% · 4.625%
HK$51,121
+HK$2,559/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,124/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,697
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,242
−HK$1,571/mo
Today · 4.125%
HK$52,813
baseline
▲ 0.50% · 4.625%
HK$56,027
+HK$3,214/mo
Deposit HK$7.26M · loan HK$10.90M · min. income ≈ HK$105,626/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,287
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,770
−HK$1,504/mo
Today · 4.125%
HK$58,274
baseline
▲ 0.50% · 4.625%
HK$61,346
+HK$3,072/mo
Deposit HK$7.26M · loan HK$10.90M · min. income ≈ HK$116,548/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,979
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,783
−HK$1,832/mo
Today · 4.125%
HK$61,615
baseline
▲ 0.50% · 4.625%
HK$65,364
+HK$3,749/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,230/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,501
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,231
−HK$1,755/mo
Today · 4.125%
HK$67,986
baseline
▲ 0.50% · 4.625%
HK$71,570
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,972/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,545
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$76,864
−HK$2,356/mo
Today · 4.125%
HK$79,220
baseline
▲ 0.50% · 4.625%
HK$84,040
+HK$4,820/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,440/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,930
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,155
−HK$2,256/mo
Today · 4.125%
HK$87,411
baseline
▲ 0.50% · 4.625%
HK$92,018
+HK$4,607/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,822/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,072 · Scale 2, in force from 26 Feb 2026)