LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,419
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,707
−HK$1,309/mo
Today · 4.125%
HK$44,016
baseline
▲ 0.50% · 4.625%
HK$46,695
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,032/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,078
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,314
−HK$1,254/mo
Today · 4.125%
HK$48,568
baseline
▲ 0.50% · 4.625%
HK$51,128
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,136/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,703
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,249
−HK$1,571/mo
Today · 4.125%
HK$52,820
baseline
▲ 0.50% · 4.625%
HK$56,034
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,640/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,294
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,777
−HK$1,504/mo
Today · 4.125%
HK$58,281
baseline
▲ 0.50% · 4.625%
HK$61,353
+HK$3,072/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,562/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,987
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,790
−HK$1,833/mo
Today · 4.125%
HK$61,623
baseline
▲ 0.50% · 4.625%
HK$65,373
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$123,246/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,510
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,240
−HK$1,755/mo
Today · 4.125%
HK$67,995
baseline
▲ 0.50% · 4.625%
HK$71,579
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.71M · min. income ≈ HK$135,990/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,554
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,873
−HK$2,357/mo
Today · 4.125%
HK$79,230
baseline
▲ 0.50% · 4.625%
HK$84,051
+HK$4,821/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,460/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,941
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,165
−HK$2,257/mo
Today · 4.125%
HK$87,422
baseline
▲ 0.50% · 4.625%
HK$92,030
+HK$4,608/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,844/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,159 · Scale 2, in force from 26 Feb 2026)