LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,420
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,708
−HK$1,309/mo
Today · 4.125%
HK$44,017
baseline
▲ 0.50% · 4.625%
HK$46,695
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,034/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,079
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,315
−HK$1,254/mo
Today · 4.125%
HK$48,569
baseline
▲ 0.50% · 4.625%
HK$51,129
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,138/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,704
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,250
−HK$1,570/mo
Today · 4.125%
HK$52,820
baseline
▲ 0.50% · 4.625%
HK$56,034
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,640/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,295
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,778
−HK$1,504/mo
Today · 4.125%
HK$58,282
baseline
▲ 0.50% · 4.625%
HK$61,354
+HK$3,072/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,564/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,988
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,791
−HK$1,833/mo
Today · 4.125%
HK$61,624
baseline
▲ 0.50% · 4.625%
HK$65,374
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,248/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,511
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,241
−HK$1,755/mo
Today · 4.125%
HK$67,996
baseline
▲ 0.50% · 4.625%
HK$71,580
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$135,992/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,555
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,875
−HK$2,356/mo
Today · 4.125%
HK$79,231
baseline
▲ 0.50% · 4.625%
HK$84,052
+HK$4,821/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,462/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,942
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,167
−HK$2,256/mo
Today · 4.125%
HK$87,423
baseline
▲ 0.50% · 4.625%
HK$92,032
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,846/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,169 · Scale 2, in force from 26 Feb 2026)