LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,421
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,709
−HK$1,309/mo
Today · 4.125%
HK$44,018
baseline
▲ 0.50% · 4.625%
HK$46,697
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,036/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,080
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,316
−HK$1,254/mo
Today · 4.125%
HK$48,570
baseline
▲ 0.50% · 4.625%
HK$51,130
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,140/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,705
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,251
−HK$1,571/mo
Today · 4.125%
HK$52,822
baseline
▲ 0.50% · 4.625%
HK$56,036
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,644/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,297
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,780
−HK$1,504/mo
Today · 4.125%
HK$58,284
baseline
▲ 0.50% · 4.625%
HK$61,356
+HK$3,072/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,568/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,989
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,793
−HK$1,833/mo
Today · 4.125%
HK$61,626
baseline
▲ 0.50% · 4.625%
HK$65,376
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,252/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,513
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,243
−HK$1,755/mo
Today · 4.125%
HK$67,998
baseline
▲ 0.50% · 4.625%
HK$71,582
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$135,996/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,558
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$76,877
−HK$2,356/mo
Today · 4.125%
HK$79,233
baseline
▲ 0.50% · 4.625%
HK$84,054
+HK$4,821/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,466/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,945
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,169
−HK$2,257/mo
Today · 4.125%
HK$87,426
baseline
▲ 0.50% · 4.625%
HK$92,034
+HK$4,608/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,852/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,190 · Scale 2, in force from 26 Feb 2026)