LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,422
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,710
−HK$1,309/mo
Today · 4.125%
HK$44,019
baseline
▲ 0.50% · 4.625%
HK$46,698
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,038/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,082
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,317
−HK$1,254/mo
Today · 4.125%
HK$48,571
baseline
▲ 0.50% · 4.625%
HK$51,131
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,142/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,706
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,253
−HK$1,570/mo
Today · 4.125%
HK$52,823
baseline
▲ 0.50% · 4.625%
HK$56,038
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,646/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,781
−HK$1,504/mo
Today · 4.125%
HK$58,285
baseline
▲ 0.50% · 4.625%
HK$61,358
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,570/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,991
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,795
−HK$1,832/mo
Today · 4.125%
HK$61,627
baseline
▲ 0.50% · 4.625%
HK$65,377
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,254/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,514
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,244
−HK$1,756/mo
Today · 4.125%
HK$68,000
baseline
▲ 0.50% · 4.625%
HK$71,584
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,000/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,560
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$76,879
−HK$2,356/mo
Today · 4.125%
HK$79,235
baseline
▲ 0.50% · 4.625%
HK$84,056
+HK$4,821/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,470/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,947
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,171
−HK$2,257/mo
Today · 4.125%
HK$87,428
baseline
▲ 0.50% · 4.625%
HK$92,037
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,856/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,206 · Scale 2, in force from 26 Feb 2026)