LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,423
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,711
−HK$1,309/mo
Today · 4.125%
HK$44,020
baseline
▲ 0.50% · 4.625%
HK$46,699
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,040/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,082
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,318
−HK$1,254/mo
Today · 4.125%
HK$48,572
baseline
▲ 0.50% · 4.625%
HK$51,132
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,144/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,707
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,254
−HK$1,570/mo
Today · 4.125%
HK$52,824
baseline
▲ 0.50% · 4.625%
HK$56,039
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,648/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,299
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,782
−HK$1,505/mo
Today · 4.125%
HK$58,287
baseline
▲ 0.50% · 4.625%
HK$61,359
+HK$3,072/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,574/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,992
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,796
−HK$1,833/mo
Today · 4.125%
HK$61,629
baseline
▲ 0.50% · 4.625%
HK$65,378
+HK$3,749/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,258/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,515
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,246
−HK$1,755/mo
Today · 4.125%
HK$68,001
baseline
▲ 0.50% · 4.625%
HK$71,585
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,002/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,561
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,880
−HK$2,357/mo
Today · 4.125%
HK$79,237
baseline
▲ 0.50% · 4.625%
HK$84,058
+HK$4,821/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,474/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,948
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,173
−HK$2,257/mo
Today · 4.125%
HK$87,430
baseline
▲ 0.50% · 4.625%
HK$92,038
+HK$4,608/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,860/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,220 · Scale 2, in force from 26 Feb 2026)