LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,425
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,713
−HK$1,310/mo
Today · 4.125%
HK$44,023
baseline
▲ 0.50% · 4.625%
HK$46,701
+HK$2,678/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,046/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,085
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,321
−HK$1,254/mo
Today · 4.125%
HK$48,575
baseline
▲ 0.50% · 4.625%
HK$51,135
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,150/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,710
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,256
−HK$1,571/mo
Today · 4.125%
HK$52,827
baseline
▲ 0.50% · 4.625%
HK$56,041
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,654/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,302
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,785
−HK$1,504/mo
Today · 4.125%
HK$58,289
baseline
▲ 0.50% · 4.625%
HK$61,362
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,578/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,995
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,799
−HK$1,833/mo
Today · 4.125%
HK$61,632
baseline
▲ 0.50% · 4.625%
HK$65,382
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,264/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,519
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,249
−HK$1,755/mo
Today · 4.125%
HK$68,004
baseline
▲ 0.50% · 4.625%
HK$71,589
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,008/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,565
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,884
−HK$2,357/mo
Today · 4.125%
HK$79,241
baseline
▲ 0.50% · 4.625%
HK$84,062
+HK$4,821/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,482/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,953
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,177
−HK$2,257/mo
Today · 4.125%
HK$87,434
baseline
▲ 0.50% · 4.625%
HK$92,043
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,868/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,254 · Scale 2, in force from 26 Feb 2026)