LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,425
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,714
−HK$1,309/mo
Today · 4.125%
HK$44,023
baseline
▲ 0.50% · 4.625%
HK$46,702
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,046/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,085
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,321
−HK$1,254/mo
Today · 4.125%
HK$48,575
baseline
▲ 0.50% · 4.625%
HK$51,136
+HK$2,561/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,150/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,711
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,257
−HK$1,571/mo
Today · 4.125%
HK$52,828
baseline
▲ 0.50% · 4.625%
HK$56,042
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,656/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,302
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,786
−HK$1,504/mo
Today · 4.125%
HK$58,290
baseline
▲ 0.50% · 4.625%
HK$61,363
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,580/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,996
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,800
−HK$1,832/mo
Today · 4.125%
HK$61,632
baseline
▲ 0.50% · 4.625%
HK$65,383
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,264/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,520
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,250
−HK$1,755/mo
Today · 4.125%
HK$68,005
baseline
▲ 0.50% · 4.625%
HK$71,590
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,010/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,566
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,885
−HK$2,357/mo
Today · 4.125%
HK$79,242
baseline
▲ 0.50% · 4.625%
HK$84,063
+HK$4,821/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,484/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,954
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,178
−HK$2,257/mo
Today · 4.125%
HK$87,435
baseline
▲ 0.50% · 4.625%
HK$92,044
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,870/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,263 · Scale 2, in force from 26 Feb 2026)