LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,426
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,715
−HK$1,309/mo
Today · 4.125%
HK$44,024
baseline
▲ 0.50% · 4.625%
HK$46,703
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,048/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,086
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,322
−HK$1,254/mo
Today · 4.125%
HK$48,576
baseline
▲ 0.50% · 4.625%
HK$51,137
+HK$2,561/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,152/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,712
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,258
−HK$1,571/mo
Today · 4.125%
HK$52,829
baseline
▲ 0.50% · 4.625%
HK$56,043
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,658/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,304
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,787
−HK$1,504/mo
Today · 4.125%
HK$58,291
baseline
▲ 0.50% · 4.625%
HK$61,364
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,582/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,997
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,801
−HK$1,833/mo
Today · 4.125%
HK$61,634
baseline
▲ 0.50% · 4.625%
HK$65,384
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,268/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,521
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,251
−HK$1,756/mo
Today · 4.125%
HK$68,007
baseline
▲ 0.50% · 4.625%
HK$71,591
+HK$3,584/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,014/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,567
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,887
−HK$2,356/mo
Today · 4.125%
HK$79,243
baseline
▲ 0.50% · 4.625%
HK$84,065
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,486/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,955
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,180
−HK$2,257/mo
Today · 4.125%
HK$87,437
baseline
▲ 0.50% · 4.625%
HK$92,046
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,874/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,277 · Scale 2, in force from 26 Feb 2026)