LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,427
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,716
−HK$1,309/mo
Today · 4.125%
HK$44,025
baseline
▲ 0.50% · 4.625%
HK$46,704
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,050/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,087
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,323
−HK$1,254/mo
Today · 4.125%
HK$48,577
baseline
▲ 0.50% · 4.625%
HK$51,138
+HK$2,561/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,154/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,712
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,259
−HK$1,571/mo
Today · 4.125%
HK$52,830
baseline
▲ 0.50% · 4.625%
HK$56,044
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,660/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,305
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,788
−HK$1,505/mo
Today · 4.125%
HK$58,293
baseline
▲ 0.50% · 4.625%
HK$61,365
+HK$3,072/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,586/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,998
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,802
−HK$1,833/mo
Today · 4.125%
HK$61,635
baseline
▲ 0.50% · 4.625%
HK$65,385
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,270/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,522
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,252
−HK$1,756/mo
Today · 4.125%
HK$68,008
baseline
▲ 0.50% · 4.625%
HK$71,593
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,016/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,569
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,888
−HK$2,357/mo
Today · 4.125%
HK$79,245
baseline
▲ 0.50% · 4.625%
HK$84,067
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,490/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,957
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,182
−HK$2,257/mo
Today · 4.125%
HK$87,439
baseline
▲ 0.50% · 4.625%
HK$92,048
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,878/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,290 · Scale 2, in force from 26 Feb 2026)