LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,428
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,717
−HK$1,309/mo
Today · 4.125%
HK$44,026
baseline
▲ 0.50% · 4.625%
HK$46,705
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,052/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,088
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,325
−HK$1,253/mo
Today · 4.125%
HK$48,578
baseline
▲ 0.50% · 4.625%
HK$51,139
+HK$2,561/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,156/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,714
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,260
−HK$1,571/mo
Today · 4.125%
HK$52,831
baseline
▲ 0.50% · 4.625%
HK$56,046
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,662/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,306
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,789
−HK$1,505/mo
Today · 4.125%
HK$58,294
baseline
▲ 0.50% · 4.625%
HK$61,367
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,588/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,999
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,804
−HK$1,833/mo
Today · 4.125%
HK$61,637
baseline
▲ 0.50% · 4.625%
HK$65,387
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,274/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,524
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,254
−HK$1,756/mo
Today · 4.125%
HK$68,010
baseline
▲ 0.50% · 4.625%
HK$71,595
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,020/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,571
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,890
−HK$2,357/mo
Today · 4.125%
HK$79,247
baseline
▲ 0.50% · 4.625%
HK$84,069
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,494/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,959
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,184
−HK$2,257/mo
Today · 4.125%
HK$87,441
baseline
▲ 0.50% · 4.625%
HK$92,050
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,882/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,309 · Scale 2, in force from 26 Feb 2026)