LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,428
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,717
−HK$1,309/mo
Today · 4.125%
HK$44,026
baseline
▲ 0.50% · 4.625%
HK$46,705
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,052/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,089
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,325
−HK$1,254/mo
Today · 4.125%
HK$48,579
baseline
▲ 0.50% · 4.625%
HK$51,139
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,158/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,714
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,260
−HK$1,572/mo
Today · 4.125%
HK$52,832
baseline
▲ 0.50% · 4.625%
HK$56,046
+HK$3,214/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,664/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,306
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,790
−HK$1,504/mo
Today · 4.125%
HK$58,294
baseline
▲ 0.50% · 4.625%
HK$61,367
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,588/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,000
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,804
−HK$1,833/mo
Today · 4.125%
HK$61,637
baseline
▲ 0.50% · 4.625%
HK$65,387
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,274/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,524
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,255
−HK$1,755/mo
Today · 4.125%
HK$68,010
baseline
▲ 0.50% · 4.625%
HK$71,595
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,020/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,571
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,891
−HK$2,356/mo
Today · 4.125%
HK$79,247
baseline
▲ 0.50% · 4.625%
HK$84,069
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,494/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,960
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,184
−HK$2,258/mo
Today · 4.125%
HK$87,442
baseline
▲ 0.50% · 4.625%
HK$92,051
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,884/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,311 · Scale 2, in force from 26 Feb 2026)