LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,429
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,718
−HK$1,309/mo
Today · 4.125%
HK$44,027
baseline
▲ 0.50% · 4.625%
HK$46,706
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,054/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,089
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,326
−HK$1,254/mo
Today · 4.125%
HK$48,580
baseline
▲ 0.50% · 4.625%
HK$51,140
+HK$2,560/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,160/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,715
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,261
−HK$1,571/mo
Today · 4.125%
HK$52,832
baseline
▲ 0.50% · 4.625%
HK$56,047
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,664/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,307
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,791
−HK$1,504/mo
Today · 4.125%
HK$58,295
baseline
▲ 0.50% · 4.625%
HK$61,368
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,590/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,001
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,805
−HK$1,833/mo
Today · 4.125%
HK$61,638
baseline
▲ 0.50% · 4.625%
HK$65,388
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,276/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,525
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,256
−HK$1,755/mo
Today · 4.125%
HK$68,011
baseline
▲ 0.50% · 4.625%
HK$71,596
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,022/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,572
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,892
−HK$2,357/mo
Today · 4.125%
HK$79,249
baseline
▲ 0.50% · 4.625%
HK$84,071
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,498/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,961
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,186
−HK$2,257/mo
Today · 4.125%
HK$87,443
baseline
▲ 0.50% · 4.625%
HK$92,052
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,886/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,323 · Scale 2, in force from 26 Feb 2026)