LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,430
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,719
−HK$1,309/mo
Today · 4.125%
HK$44,028
baseline
▲ 0.50% · 4.625%
HK$46,707
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,056/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,091
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,327
−HK$1,254/mo
Today · 4.125%
HK$48,581
baseline
▲ 0.50% · 4.625%
HK$51,142
+HK$2,561/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,162/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,716
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,263
−HK$1,571/mo
Today · 4.125%
HK$52,834
baseline
▲ 0.50% · 4.625%
HK$56,049
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,668/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,309
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,792
−HK$1,505/mo
Today · 4.125%
HK$58,297
baseline
▲ 0.50% · 4.625%
HK$61,370
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,594/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,003
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,807
−HK$1,833/mo
Today · 4.125%
HK$61,640
baseline
▲ 0.50% · 4.625%
HK$65,390
+HK$3,750/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,280/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,527
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,258
−HK$1,755/mo
Today · 4.125%
HK$68,013
baseline
▲ 0.50% · 4.625%
HK$71,599
+HK$3,586/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,026/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,575
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,894
−HK$2,357/mo
Today · 4.125%
HK$79,251
baseline
▲ 0.50% · 4.625%
HK$84,073
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,502/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,964
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,189
−HK$2,257/mo
Today · 4.125%
HK$87,446
baseline
▲ 0.50% · 4.625%
HK$92,055
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,892/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,345 · Scale 2, in force from 26 Feb 2026)