LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,431
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,720
−HK$1,310/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,709
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,092
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,328
−HK$1,254/mo
Today · 4.125%
HK$48,582
baseline
▲ 0.50% · 4.625%
HK$51,143
+HK$2,561/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,164/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,718
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,264
−HK$1,571/mo
Today · 4.125%
HK$52,835
baseline
▲ 0.50% · 4.625%
HK$56,050
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,670/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,310
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,794
−HK$1,505/mo
Today · 4.125%
HK$58,299
baseline
▲ 0.50% · 4.625%
HK$61,372
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,598/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,004
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,808
−HK$1,833/mo
Today · 4.125%
HK$61,641
baseline
▲ 0.50% · 4.625%
HK$65,392
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,282/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,529
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,259
−HK$1,756/mo
Today · 4.125%
HK$68,015
baseline
▲ 0.50% · 4.625%
HK$71,600
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,030/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,577
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,896
−HK$2,357/mo
Today · 4.125%
HK$79,253
baseline
▲ 0.50% · 4.625%
HK$84,076
+HK$4,823/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,506/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,966
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,191
−HK$2,257/mo
Today · 4.125%
HK$87,448
baseline
▲ 0.50% · 4.625%
HK$92,058
+HK$4,610/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,896/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,361 · Scale 2, in force from 26 Feb 2026)