LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,432
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,721
−HK$1,309/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,709
+HK$2,679/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,093
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,329
−HK$1,254/mo
Today · 4.125%
HK$48,583
baseline
▲ 0.50% · 4.625%
HK$51,144
+HK$2,561/mo
Deposit HK$9.08M · loan HK$9.08M · min. income ≈ HK$97,166/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,719
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,265
−HK$1,571/mo
Today · 4.125%
HK$52,836
baseline
▲ 0.50% · 4.625%
HK$56,051
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,672/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,311
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,795
−HK$1,505/mo
Today · 4.125%
HK$58,300
baseline
▲ 0.50% · 4.625%
HK$61,373
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,600/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,005
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,809
−HK$1,833/mo
Today · 4.125%
HK$61,642
baseline
▲ 0.50% · 4.625%
HK$65,393
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,284/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,530
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,261
−HK$1,755/mo
Today · 4.125%
HK$68,016
baseline
▲ 0.50% · 4.625%
HK$71,602
+HK$3,586/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,032/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,578
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,898
−HK$2,356/mo
Today · 4.125%
HK$79,254
baseline
▲ 0.50% · 4.625%
HK$84,077
+HK$4,823/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,508/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,967
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,192
−HK$2,257/mo
Today · 4.125%
HK$87,449
baseline
▲ 0.50% · 4.625%
HK$92,059
+HK$4,610/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,898/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,373 · Scale 2, in force from 26 Feb 2026)