LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,432
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,721
−HK$1,310/mo
Today · 4.125%
HK$44,031
baseline
▲ 0.50% · 4.625%
HK$46,710
+HK$2,679/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,062/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,093
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,329
−HK$1,254/mo
Today · 4.125%
HK$48,583
baseline
▲ 0.50% · 4.625%
HK$51,144
+HK$2,561/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,166/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,719
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,265
−HK$1,572/mo
Today · 4.125%
HK$52,837
baseline
▲ 0.50% · 4.625%
HK$56,052
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,674/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,312
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,795
−HK$1,505/mo
Today · 4.125%
HK$58,300
baseline
▲ 0.50% · 4.625%
HK$61,373
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,600/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,005
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,810
−HK$1,833/mo
Today · 4.125%
HK$61,643
baseline
▲ 0.50% · 4.625%
HK$65,394
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,286/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,530
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,261
−HK$1,756/mo
Today · 4.125%
HK$68,017
baseline
▲ 0.50% · 4.625%
HK$71,602
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,034/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,578
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,898
−HK$2,357/mo
Today · 4.125%
HK$79,255
baseline
▲ 0.50% · 4.625%
HK$84,077
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,510/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,968
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,193
−HK$2,257/mo
Today · 4.125%
HK$87,450
baseline
▲ 0.50% · 4.625%
HK$92,060
+HK$4,610/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,900/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,377 · Scale 2, in force from 26 Feb 2026)