LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,433
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,721
−HK$1,310/mo
Today · 4.125%
HK$44,031
baseline
▲ 0.50% · 4.625%
HK$46,710
+HK$2,679/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,062/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,093
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,330
−HK$1,254/mo
Today · 4.125%
HK$48,584
baseline
▲ 0.50% · 4.625%
HK$51,145
+HK$2,561/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,168/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,719
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,266
−HK$1,571/mo
Today · 4.125%
HK$52,837
baseline
▲ 0.50% · 4.625%
HK$56,052
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,674/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,312
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,796
−HK$1,504/mo
Today · 4.125%
HK$58,300
baseline
▲ 0.50% · 4.625%
HK$61,374
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,600/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,006
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,810
−HK$1,833/mo
Today · 4.125%
HK$61,643
baseline
▲ 0.50% · 4.625%
HK$65,394
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,286/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,531
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,261
−HK$1,756/mo
Today · 4.125%
HK$68,017
baseline
▲ 0.50% · 4.625%
HK$71,602
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,034/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,579
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,899
−HK$2,357/mo
Today · 4.125%
HK$79,256
baseline
▲ 0.50% · 4.625%
HK$84,078
+HK$4,822/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,512/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,968
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,193
−HK$2,258/mo
Today · 4.125%
HK$87,451
baseline
▲ 0.50% · 4.625%
HK$92,060
+HK$4,609/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,902/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,382 · Scale 2, in force from 26 Feb 2026)