LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,434
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,309/mo
Today · 4.125%
HK$44,032
baseline
▲ 0.50% · 4.625%
HK$46,711
+HK$2,679/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,064/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,095
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,331
−HK$1,254/mo
Today · 4.125%
HK$48,585
baseline
▲ 0.50% · 4.625%
HK$51,146
+HK$2,561/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,170/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,721
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,267
−HK$1,572/mo
Today · 4.125%
HK$52,839
baseline
▲ 0.50% · 4.625%
HK$56,054
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,678/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,314
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,797
−HK$1,505/mo
Today · 4.125%
HK$58,302
baseline
▲ 0.50% · 4.625%
HK$61,375
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,604/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,007
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,812
−HK$1,833/mo
Today · 4.125%
HK$61,645
baseline
▲ 0.50% · 4.625%
HK$65,396
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,290/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,533
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,263
−HK$1,756/mo
Today · 4.125%
HK$68,019
baseline
▲ 0.50% · 4.625%
HK$71,605
+HK$3,586/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,038/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,581
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,901
−HK$2,357/mo
Today · 4.125%
HK$79,258
baseline
▲ 0.50% · 4.625%
HK$84,081
+HK$4,823/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,516/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,971
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,196
−HK$2,257/mo
Today · 4.125%
HK$87,453
baseline
▲ 0.50% · 4.625%
HK$92,063
+HK$4,610/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,906/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,403 · Scale 2, in force from 26 Feb 2026)