LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,434
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,310/mo
Today · 4.125%
HK$44,033
baseline
▲ 0.50% · 4.625%
HK$46,712
+HK$2,679/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,066/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,095
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,332
−HK$1,254/mo
Today · 4.125%
HK$48,586
baseline
▲ 0.50% · 4.625%
HK$51,147
+HK$2,561/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,172/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,721
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,268
−HK$1,571/mo
Today · 4.125%
HK$52,839
baseline
▲ 0.50% · 4.625%
HK$56,054
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,678/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,314
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,798
−HK$1,505/mo
Today · 4.125%
HK$58,303
baseline
▲ 0.50% · 4.625%
HK$61,376
+HK$3,073/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,606/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,008
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,813
−HK$1,833/mo
Today · 4.125%
HK$61,646
baseline
▲ 0.50% · 4.625%
HK$65,397
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,292/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,534
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,264
−HK$1,756/mo
Today · 4.125%
HK$68,020
baseline
▲ 0.50% · 4.625%
HK$71,606
+HK$3,586/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,040/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,582
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,902
−HK$2,357/mo
Today · 4.125%
HK$79,259
baseline
▲ 0.50% · 4.625%
HK$84,082
+HK$4,823/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,518/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,972
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,197
−HK$2,257/mo
Today · 4.125%
HK$87,454
baseline
▲ 0.50% · 4.625%
HK$92,064
+HK$4,610/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,908/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,411 · Scale 2, in force from 26 Feb 2026)