LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,435
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,724
−HK$1,309/mo
Today · 4.125%
HK$44,033
baseline
▲ 0.50% · 4.625%
HK$46,712
+HK$2,679/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,066/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,096
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,332
−HK$1,254/mo
Today · 4.125%
HK$48,586
baseline
▲ 0.50% · 4.625%
HK$51,147
+HK$2,561/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,172/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,722
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,268
−HK$1,572/mo
Today · 4.125%
HK$52,840
baseline
▲ 0.50% · 4.625%
HK$56,055
+HK$3,215/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,680/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,315
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,798
−HK$1,505/mo
Today · 4.125%
HK$58,303
baseline
▲ 0.50% · 4.625%
HK$61,377
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,606/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,009
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,813
−HK$1,833/mo
Today · 4.125%
HK$61,646
baseline
▲ 0.50% · 4.625%
HK$65,397
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,292/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,534
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,265
−HK$1,756/mo
Today · 4.125%
HK$68,021
baseline
▲ 0.50% · 4.625%
HK$71,606
+HK$3,585/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,042/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,582
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,902
−HK$2,357/mo
Today · 4.125%
HK$79,259
baseline
▲ 0.50% · 4.625%
HK$84,082
+HK$4,823/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$158,518/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,972
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,198
−HK$2,257/mo
Today · 4.125%
HK$87,455
baseline
▲ 0.50% · 4.625%
HK$92,065
+HK$4,610/mo
Deposit HK$1.82M · loan HK$16.35M · min. income ≈ HK$174,910/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,416 · Scale 2, in force from 26 Feb 2026)