LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,443
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,732
−HK$1,310/mo
Today · 4.125%
HK$44,042
baseline
▲ 0.50% · 4.625%
HK$46,722
+HK$2,680/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,084/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,105
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,341
−HK$1,255/mo
Today · 4.125%
HK$48,596
baseline
▲ 0.50% · 4.625%
HK$51,157
+HK$2,561/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,192/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,732
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,279
−HK$1,571/mo
Today · 4.125%
HK$52,850
baseline
▲ 0.50% · 4.625%
HK$56,066
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$105,700/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,326
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,810
−HK$1,505/mo
Today · 4.125%
HK$58,315
baseline
▲ 0.50% · 4.625%
HK$61,389
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.90M · min. income ≈ HK$116,630/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,020
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,825
−HK$1,834/mo
Today · 4.125%
HK$61,659
baseline
▲ 0.50% · 4.625%
HK$65,410
+HK$3,751/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,318/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,547
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,278
−HK$1,756/mo
Today · 4.125%
HK$68,034
baseline
▲ 0.50% · 4.625%
HK$71,620
+HK$3,586/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,068/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,597
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,918
−HK$2,357/mo
Today · 4.125%
HK$79,275
baseline
▲ 0.50% · 4.625%
HK$84,099
+HK$4,824/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,550/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,989
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,215
−HK$2,257/mo
Today · 4.125%
HK$87,472
baseline
▲ 0.50% · 4.625%
HK$92,083
+HK$4,611/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,944/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,552 · Scale 2, in force from 26 Feb 2026)