LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,445
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,735
−HK$1,309/mo
Today · 4.125%
HK$44,044
baseline
▲ 0.50% · 4.625%
HK$46,724
+HK$2,680/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,088/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,108
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,344
−HK$1,255/mo
Today · 4.125%
HK$48,599
baseline
▲ 0.50% · 4.625%
HK$51,160
+HK$2,561/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,198/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,735
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,282
−HK$1,571/mo
Today · 4.125%
HK$52,853
baseline
▲ 0.50% · 4.625%
HK$56,069
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,706/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,329
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,813
−HK$1,506/mo
Today · 4.125%
HK$58,319
baseline
▲ 0.50% · 4.625%
HK$61,393
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,638/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,024
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,829
−HK$1,833/mo
Today · 4.125%
HK$61,662
baseline
▲ 0.50% · 4.625%
HK$65,414
+HK$3,752/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,324/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,551
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,282
−HK$1,756/mo
Today · 4.125%
HK$68,038
baseline
▲ 0.50% · 4.625%
HK$71,625
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,076/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,602
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,922
−HK$2,358/mo
Today · 4.125%
HK$79,280
baseline
▲ 0.50% · 4.625%
HK$84,104
+HK$4,824/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,560/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,994
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,220
−HK$2,258/mo
Today · 4.125%
HK$87,478
baseline
▲ 0.50% · 4.625%
HK$92,089
+HK$4,611/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,956/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,593 · Scale 2, in force from 26 Feb 2026)