LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,446
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,735
−HK$1,310/mo
Today · 4.125%
HK$44,045
baseline
▲ 0.50% · 4.625%
HK$46,725
+HK$2,680/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,090/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,108
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,345
−HK$1,254/mo
Today · 4.125%
HK$48,599
baseline
▲ 0.50% · 4.625%
HK$51,161
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,198/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,735
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,282
−HK$1,572/mo
Today · 4.125%
HK$52,854
baseline
▲ 0.50% · 4.625%
HK$56,070
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,708/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,813
−HK$1,506/mo
Today · 4.125%
HK$58,319
baseline
▲ 0.50% · 4.625%
HK$61,393
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,638/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,024
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,829
−HK$1,834/mo
Today · 4.125%
HK$61,663
baseline
▲ 0.50% · 4.625%
HK$65,415
+HK$3,752/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,326/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,551
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,282
−HK$1,757/mo
Today · 4.125%
HK$68,039
baseline
▲ 0.50% · 4.625%
HK$71,625
+HK$3,586/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,078/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,602
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,923
−HK$2,357/mo
Today · 4.125%
HK$79,280
baseline
▲ 0.50% · 4.625%
HK$84,105
+HK$4,825/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,560/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,994
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,220
−HK$2,258/mo
Today · 4.125%
HK$87,478
baseline
▲ 0.50% · 4.625%
HK$92,089
+HK$4,611/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,956/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,597 · Scale 2, in force from 26 Feb 2026)