LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,446
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,736
−HK$1,309/mo
Today · 4.125%
HK$44,045
baseline
▲ 0.50% · 4.625%
HK$46,726
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,090/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,109
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,345
−HK$1,255/mo
Today · 4.125%
HK$48,600
baseline
▲ 0.50% · 4.625%
HK$51,162
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,200/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,736
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,283
−HK$1,572/mo
Today · 4.125%
HK$52,855
baseline
▲ 0.50% · 4.625%
HK$56,071
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,710/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,814
−HK$1,506/mo
Today · 4.125%
HK$58,320
baseline
▲ 0.50% · 4.625%
HK$61,394
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,640/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,025
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,830
−HK$1,834/mo
Today · 4.125%
HK$61,664
baseline
▲ 0.50% · 4.625%
HK$65,416
+HK$3,752/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,328/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,552
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,283
−HK$1,757/mo
Today · 4.125%
HK$68,040
baseline
▲ 0.50% · 4.625%
HK$71,626
+HK$3,586/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,080/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,604
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,924
−HK$2,358/mo
Today · 4.125%
HK$79,282
baseline
▲ 0.50% · 4.625%
HK$84,106
+HK$4,824/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,564/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,996
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,222
−HK$2,258/mo
Today · 4.125%
HK$87,480
baseline
▲ 0.50% · 4.625%
HK$92,091
+HK$4,611/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,960/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,608 · Scale 2, in force from 26 Feb 2026)