LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,449
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,739
−HK$1,309/mo
Today · 4.125%
HK$44,048
baseline
▲ 0.50% · 4.625%
HK$46,729
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,096/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,112
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,349
−HK$1,254/mo
Today · 4.125%
HK$48,603
baseline
▲ 0.50% · 4.625%
HK$51,165
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,206/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,739
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,286
−HK$1,572/mo
Today · 4.125%
HK$52,858
baseline
▲ 0.50% · 4.625%
HK$56,074
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,716/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,334
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,818
−HK$1,506/mo
Today · 4.125%
HK$58,324
baseline
▲ 0.50% · 4.625%
HK$61,398
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,648/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,029
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,834
−HK$1,834/mo
Today · 4.125%
HK$61,668
baseline
▲ 0.50% · 4.625%
HK$65,420
+HK$3,752/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,336/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,557
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,288
−HK$1,756/mo
Today · 4.125%
HK$68,044
baseline
▲ 0.50% · 4.625%
HK$71,631
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,088/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,609
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,929
−HK$2,358/mo
Today · 4.125%
HK$79,287
baseline
▲ 0.50% · 4.625%
HK$84,112
+HK$4,825/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,574/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,001
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,227
−HK$2,259/mo
Today · 4.125%
HK$87,486
baseline
▲ 0.50% · 4.625%
HK$92,097
+HK$4,611/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,972/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,655 · Scale 2, in force from 26 Feb 2026)