LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,451
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,741
−HK$1,310/mo
Today · 4.125%
HK$44,051
baseline
▲ 0.50% · 4.625%
HK$46,731
+HK$2,680/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,102/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,114
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,351
−HK$1,254/mo
Today · 4.125%
HK$48,605
baseline
▲ 0.50% · 4.625%
HK$51,168
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,210/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,741
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,289
−HK$1,572/mo
Today · 4.125%
HK$52,861
baseline
▲ 0.50% · 4.625%
HK$56,077
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,722/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,337
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,821
−HK$1,506/mo
Today · 4.125%
HK$58,327
baseline
▲ 0.50% · 4.625%
HK$61,401
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,654/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,032
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,837
−HK$1,834/mo
Today · 4.125%
HK$61,671
baseline
▲ 0.50% · 4.625%
HK$65,423
+HK$3,752/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$123,342/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,560
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,291
−HK$1,757/mo
Today · 4.125%
HK$68,048
baseline
▲ 0.50% · 4.625%
HK$71,635
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.72M · min. income ≈ HK$136,096/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,612
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,933
−HK$2,358/mo
Today · 4.125%
HK$79,291
baseline
▲ 0.50% · 4.625%
HK$84,116
+HK$4,825/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,582/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,005
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,232
−HK$2,258/mo
Today · 4.125%
HK$87,490
baseline
▲ 0.50% · 4.625%
HK$92,102
+HK$4,612/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,980/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,688 · Scale 2, in force from 26 Feb 2026)