LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,453
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,742
−HK$1,310/mo
Today · 4.125%
HK$44,052
baseline
▲ 0.50% · 4.625%
HK$46,732
+HK$2,680/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,104/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,116
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,352
−HK$1,255/mo
Today · 4.125%
HK$48,607
baseline
▲ 0.50% · 4.625%
HK$51,169
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,214/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,743
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,290
−HK$1,572/mo
Today · 4.125%
HK$52,862
baseline
▲ 0.50% · 4.625%
HK$56,079
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,724/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,339
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,823
−HK$1,505/mo
Today · 4.125%
HK$58,328
baseline
▲ 0.50% · 4.625%
HK$61,403
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,656/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,034
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,839
−HK$1,834/mo
Today · 4.125%
HK$61,673
baseline
▲ 0.50% · 4.625%
HK$65,425
+HK$3,752/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,346/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,562
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,293
−HK$1,757/mo
Today · 4.125%
HK$68,050
baseline
▲ 0.50% · 4.625%
HK$71,637
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,100/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,615
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,936
−HK$2,358/mo
Today · 4.125%
HK$79,294
baseline
▲ 0.50% · 4.625%
HK$84,118
+HK$4,824/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,588/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,008
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,234
−HK$2,259/mo
Today · 4.125%
HK$87,493
baseline
▲ 0.50% · 4.625%
HK$92,104
+HK$4,611/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,986/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,709 · Scale 2, in force from 26 Feb 2026)